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ShadeaPayments
95%+ PAYMENT APPROVAL RATE

Your Entire Payment
Setup, Simplified.

Merchant accounts, subscriptions and your CRM. All connected.

Start an application

Built for the way you sell.

ShopifySubscriptionsEcommercePCI compliant
CONNECTED PROCESSING

Your Payments, Simplified.

The accounts, tools and people behind your next stage of growth.

Your MIDs, all connected

One, two or three merchant accounts. A setup that grows with your business.

Built for your business

From ecommerce to subscriptions, keep your payments moving.

Keep renewals moving

Cascading on Scale gives subscriptions another path when a MID is unavailable.

Confidence in every payment

PCI compliant processing. 95%+ approval rates. A team beside you.

A clearer view of everything

Your accounts, subscriptions and dispute tools. One custom CRM.

SUBSCRIPTION CONTINUITY

Keep your customers.
Keep moving forward.

Three merchant accounts. One connected setup. When a MID becomes unavailable, your subscriptions have another path.

Cascading MIDs, included with Scale.

A stronger foundation

PCI compliant processing, with a team looking after your setup.

Subscription connected
Receiving the renewalMID 01
Ready for the next renewal

The same subscription. A new path.

See how cascading moves a renewal to another MID.

More room for continuity

Three MIDs and one CRM, with the visibility to keep growing.

YOUR CUSTOM CRM

Every account.
One clear view.

Processing, subscriptions and disputes. Connected in one workspace.

Product preview
Your storeMID 01SYour CRMMID 02MID 03
Shadea PaymentsYOUR PROCESSING SETUPAll connected.
Your storeConnectedMID 01ReadyYour CRMIncluded

Your merchant accounts, together.

A custom CRM connects your processing setup, account visibility and Shopify integration in one place.

  • Up to three merchant accounts
  • Shopify integration included
SHADEA
Shadea Banking introduction
2.3%

Cashback on eligible spend

A bank. A rep. More possibility.
Your own bank representative
MORE THAN PROCESSING

A bank that knows
your business.

Apply with Shadea and we will introduce you to a partner bank with a dedicated representative. Your eligible spending can earn 2.3% cashback.

  • A personal introduction to a partner bank
  • A dedicated rep you can speak with
  • 2.3% cashback on eligible spend
GETTING STARTED

From your first conversation.
To your next payment.

A connected setup, with a team beside you at every step.

Step 1: Your business

Tell us what you sell, where you sell it and your monthly processing volume. We will match the right setup to your business.

  • Your website and products
  • The right plan for your volume
OUR COMMITMENT
$10,000

Your growth deserves
our commitment.

If your processing gets shut down with us,
we pay you $10,000.

FAQS

Good questions.
Clear answers.

A little clarity before your next move.

What is a MID, and how many do I need?

A MID is your merchant identification number, connected to your processing account. Core includes one MID, Gold includes two, and Scale includes three with cascading. We will help you choose the right setup for your volume and business.

How quickly can my MID be approved?

MID approval takes 24 to 48 hours. Bring your business details and ITIN or SSN to your account review so our team can guide you through onboarding.

What happens if one MID becomes unavailable?

With a cascading setup, subscriptions can move to a new MID for continuity. Scale includes three MIDs with cascading, giving your recurring payments another path.

How does Gold pricing change at higher volume?

Gold has a 5% transaction rate, with a 3.5% rate above $4 million in monthly processing volume. Your monthly retainer is $1,795. Yearly billing is one $15078 payment, saving 30% on the retainer.

What is included, and can I pay yearly?

Every plan includes MID setup, a custom CRM, Shopify integration, PCI compliant processing and required RDR setup. Yearly billing saves 30% on the retainer, paid as one annual amount. Processing and dispute fees remain separate.

What are the reserves and dispute fees?

Reserves are low and depend on your processing volume. Chargebacks are $15 to $20 based on volume. RDR and alerts are $15 each. Ethoca is $25 on Core and Gold, and $22 on Scale.

What is the $10,000 shutdown guarantee?

If your processing gets shut down with us, we pay you $10,000. Our team will walk you through the guarantee during your setup review.

Can you help with banking?

We can introduce you to a partner bank and a dedicated representative. Eligible spend can earn 2.3% cashback. We will explain the banking introduction as part of your setup review.

PRICING

Simple plans.
Better connected.

Choose the account structure for your next stage.

Core Plan

$995PER MONTH

A focused place to start

Billed monthly

WHAT’S INCLUDED:
  • 1 merchant account
  • 6% transaction rate
  • Custom CRM and Shopify integration
  • PCI compliant processing
  • Required RDR setup included
  • Ethoca: $25 per case

Gold Plan

$1,795PER MONTH

More room to grow

Billed monthly

WHAT’S INCLUDED:
  • 2 merchant accounts
  • 5% transaction rate
  • 3.5% above $4M monthly volume
  • Custom CRM and Shopify integration
  • PCI compliant processing
  • Required RDR setup included
  • Ethoca: $25 per case

Scale Plan

$2,495PER MONTH

Built for your next level

Billed monthly

WHAT’S INCLUDED:
  • 3 merchant accounts with cascading
  • Custom processing rate for your volume
  • Custom CRM and Shopify integration
  • PCI compliant processing
  • Required RDR setup included
  • Ethoca: $22 per case
Enterprise

A setup built around you.

Custom terms for larger volumes and more complex processing needs.

A conversation first. No card details required.

Scroll to compare all plans

FEATURESCORE PLAN$995/moGOLD PLAN$1,795/moSCALE PLAN$2,495/mo
Merchant accounts1 MID2 MIDs3 MIDs with cascading
Transaction rate6%5%Custom volume rate
Above $4M monthly volume6%3.5%Custom volume rate
Custom CRM and ShopifyIncludedIncludedIncluded
PCI compliant processingIncludedIncludedIncluded
Required RDR setupIncludedIncludedIncluded
Chargebacks$15 to $20$15 to $20$15 to $20
RDR / alerts$15 / $15$15 / $15$15 / $15
Ethoca$25$25$22

Yearly billing saves 30% on the retainer. Processing and dispute fees are separate.

Chargeback fees and low reserves depend on your volume. RDR, alerts and Ethoca are charged per case.

SHADEA PAYMENTS

Your payments.
Better connected.

Your merchant accounts, CRM and Shopify integration,
all with a team that knows your business.

Explore the plans